XRP Price Prediction Today As Ripple Hits New ATH

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XRP jumped to $3.62, crossing its recent peak of $3.40, after the U.S. House of Representatives passed three major crypto bills, including the Genius Act. The bill is set to bring clear rules for digital assets and will now head to Donald Trump for final approval. 

XRP price has officially broken past its previous all-time high of $3.40, hitting a new peak at $3.65 after a 20% rise. Now that XRP has broken above $3.40, a stronger rally could follow, with price targets at $3.80, $4.33, and even $4.72 in the coming weeks.

On the downside, any rejection could pull XRP back toward the $2.90–$3.00 support zone. However, as long as XRP holds above this level, the bullish trend remains intact. Fueled by institutional interest, retail FOMO, and a broad crypto market rally, XRP’s bullish trend shows little sign of slowing.

Why XRP Is Running Hard

• Liquidity Surge: Crypto markets have seen over $500B in capital return over the past two weeks, pushing Bitcoin to $123K and Ethereum to $3.4K.
  
• Lawsuit Settled: The Ripple vs. SEC case is largely behind us, with both sides having agreed to terms.
  
• ETF Speculation: Hopes for a U.S.-approved XRP ETF are growing, with odds over 85% by year-end.
  
• Institutional Buying: Big money is moving in—adoption of Ripple’s technology is increasing behind the scenes.
  
• Retail Buying Spree: Small investors are piling in, accelerating gains further with classic bull cycle behavior.

Short-Term Outlook

With XRP already at $3.62, a push to $5 by the end of July is no longer far-fetched. However, some profit-taking could cool the rally briefly, especially if XRP hits $3.80 .