ADA Spike 25% Follows Hoskinson’s Hunt for Cardano’s DeFi‑Powered Payment Card

• Cardano jumps 25% in a week as Hoskinson’s tweet fuels hype around Emurgo’s payment card.
• Card links ADA to spending, loans, and staking—cutting out middlemen and feeding network funds.

Cardano’s token ADA has recorded a sharp price gain, rising 25.26% in just seven days and reaching $0.7477. The increase comes as interest grows around Emurgo’s latest product, Cardano Card, which could link ADA to everyday payments. The public response gained even more attention when Cardano co-founder Charles Hoskinson publicly asked on X, 

“How do I get one?”

The Cardano Card is designed to do more than allow crypto spending. Users will eventually be able to stake ADA, access collateral-backed loans, and earn yields through real-world asset (RWA) tokenization and decentralized finance (DeFi) programs. Unlike many crypto cards, this product is not just a digital debit card—it also helps channel part of the spending profits back into the Cardano Treasury.

Hoskinson’s post sparked a surge of curiosity, drawing more eyes to the product and contributing to the rise in ADA’s value. Emurgo says the virtual version of the Cardano Card is expected later this year. A physical version, along with more features, is planned through the middle of 2026.

ADA Surge Reflects Demand for Real-Use Crypto Tools

The card aims to bridge the gap between digital currency and traditional payment systems. It will support ADA, BTC, SOL, and several major stablecoins for direct purchases worldwide. This removes the current need for third-party processors or centralized exchanges to use ADA in daily transactions.

In a market where most crypto cards focus only on simple conversions, Emurgo’s version builds direct support into Cardano’s own structure. With a portion of profits from card transactions going back to the network’s treasury, the system feeds Cardano’s future development with each swipe. It forms a cycle where network usage benefits the platform’s funding.

For users, the biggest shift may come in liquidity. ADA has often been part of staking systems, but converting it into usable funds meant going through multiple platforms. That changes with the Cardano Card, which offers access to spending power without needing to first exit the ecosystem.

Broader Plans Include Loans and Real-World Asset Yields

Travel will also be possible using the card, including flight and hotel bookings, as confirmed by Nate Acton, Emurgo’s VP of Global Marketing. That shift would move Cardano’s use from a crypto niche to broader commercial spaces.

Looking forward, the Cardano Card has plans beyond payments. By the end of 2025, users are expected to borrow stablecoins directly against their ADA holdings. This will allow ADA to be both a collateral asset and a spending medium. In 2026, features like automatic staking and returns on real-world assets will begin rolling out.

Market watchers are reacting strongly. Mr. Banana, a known analyst, suggested that holders should not sell during the current phase. He believes ADA could rise to $5 in this cycle, a 568.72% increase from current prices.

Cardano $ADA will reach $5

Don't sell till $ADA hits $5 this cycle

— Mr Banana (@D_realMrBanana) July 14, 2025